How many days advance written notice is required for an insurer to cancel a fire policy due to vacancy or poor physical condition?

In Washington State, when an insurer intends to cancel a fire policy due to the property being vacant or in poor physical condition, a written notice of 5 days is required. This concise requirement is in place to ensure policyholders are given a timely notice and the opportunity to address any issues related to the condition or occupancy of their property. The focus here is on ensuring that homeowners or property owners have some advance warning of policy cancellation, allowing them to mitigate any potential coverage gaps.

Understanding this timeframe is essential for both insurers and policyholders, as it establishes a clear protocol for such cancellations while reinforcing the importance of maintaining properties in a condition that meets insurance standards.