How many days in advance must an insurer send notice to the named insured if they non-renew a commercial line policy?

In Washington State, if an insurer decides not to renew a commercial line policy, they are required to provide a notice to the named insured at least 45 days in advance of the policy's expiration date. This regulation ensures that policyholders have adequate time to seek alternative coverage or make necessary arrangements before their current policy lapses.

This requirement is designed to protect consumers by providing them with a reasonable notice period, allowing them to explore other options or address any potential gaps in coverage that may arise due to the non-renewal. The 45-day notice period is specifically established in Washington insurance law, highlighting the emphasis on clear and timely communication between insurers and insured parties concerning policy continuity.