What is required for termination by the insurer?

Termination of an insurance policy by the insurer typically requires written notice to ensure that the insured is properly informed of the decision and the reasons for it. Written notice serves as a formal record of the termination and provides the insured with the opportunity to understand their rights and options moving forward. This requirement is designed to enhance transparency and protect the interests of the insured by ensuring they receive clear communication from the insurer.

In Washington, as in many states, regulations regarding insurance policies stipulate that the policyholder must be adequately informed of any changes to their coverage, including cancellations. This process helps prevent disputes over misunderstandings that can arise if communication is not properly documented. Thus, written notice is a key requirement for termination by the insurer.