What is the correct procedure following a cancellation notice sent to an insured?

The correct procedure following a cancellation notice sent to an insured requires that a copy of the notice be provided to the producer or agent. This is essential because it ensures that all parties involved are informed of the status of the policy. The agent or producer may need to take appropriate actions in response to the cancellation, such as advising the insured about obtaining a new policy or ensuring that any necessary notifications or follow-ups occur.

This procedure helps maintain clear communication between the insurance company and the producer, promoting transparency and allowing the producer to assist the insured effectively in understanding the implications of the cancellation. Notifying only the insured without informing the producer would leave a gap in communication and could lead to misunderstandings or inadequate support for the insured.