What must drivers show as proof of financial responsibility?

Drivers must show proof of insurance as their primary means of demonstrating financial responsibility. This requirement is in place to ensure that drivers can cover damages or injuries they might cause in an accident. Proof of insurance confirms that a driver has a valid insurance policy that meets the minimum coverage requirements established by state law.

While a driver's license, vehicle registration document, and bank statement may provide useful information or reflect financial status, they do not specifically demonstrate the ability to cover liability in the event of an accident. A driver's license verifies the authorization to operate a vehicle, while a vehicle registration document shows ownership. A bank statement may reflect financial stability, but it does not provide any assurance of liability coverage to other parties involved in a potential accident. Therefore, proof of insurance is the essential document required to fulfill the obligation of financial responsibility on the road.