What type of damages does Comprehension Coverage exclude?

Comprehensives Coverage within auto insurance primarily addresses damages caused by events that do not involve a collision with another vehicle. This type of coverage typically includes incidents such as theft, vandalism, fire, and natural disasters. Therefore, it is crucial to note that collision-related damages are specifically excluded from Comprehensive Coverage.

Collision coverage, on the other hand, is designed to cover damages that occur when your vehicle collides with another vehicle or an object, regardless of fault. This distinction highlights the core purpose of each type of insurance coverage: Comprehensive is for non-collision incidents, while Collision applies exclusively to accidents involving another vehicle or object. Thus, the correct answer identifies that collision damages are not covered under Comprehensive Coverage, which focuses on protecting against various risks that do not involve direct impact.