What type of insurance covers all property losses except collision?

Prepare for the Washington Property and Casualty Test. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The type of insurance that covers all property losses except for those incurred during a collision is commonly referred to as Comprehensive Coverage. This type of coverage is designed to protect against a wide range of incidents that could cause damage to a vehicle, including theft, vandalism, natural disasters, and other non-collision-related events.

Comprehensive Coverage is an important component of an auto insurance policy, particularly for those who want to ensure their vehicle is safeguarded against unforeseen events that could result in significant financial loss. It provides peace of mind to policyholders, as it covers many risks outside of just accidents with other vehicles.

In contrast, options like Inherent Vice refer to a condition where certain properties are naturally susceptible to damage; an Extra Expense Policy typically helps businesses cover expenses incurred during a period of restoration after a loss; and Concealment involves deliberately withholding information from an insurance provider, which could negatively affect claims. Each of these options is distinct from the coverage provided by Comprehensive Coverage, which is specifically intended to address a broad spectrum of damage while excluding collision instances.

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