What type of structure is classified as Dwelling B?

Dwelling B is classified as a detached structure because this term specifically refers to a building that stands alone and is not physically attached to other structures. In the context of property and casualty insurance, a detached structure encompasses buildings that are separate from the primary dwelling, such as garages, sheds, or guest houses. This classification is important for understanding coverage, as insurance policies often differentiate between the main living quarters and other standalone facilities on a property.

Recognizing the distinction of a detached structure can affect the way policies are structured and what is covered under different circumstances. For example, homeowners insurance may cover the main house as well as provide limited coverage for detached structures, but these would typically be considered under different sections of the policy. Therefore, identifying Dwelling B correctly as a detached structure is crucial in understanding property insurance classifications and corresponding coverages.