Which Dwelling Property form offers Broad coverage?

The Dwelling Property form that offers Broad coverage is the DP 2 form. This form provides a wider range of coverage compared to the DP 1, which is a basic form, and also differs from the DP 3, which is designed for special coverage. The DP 2 form typically includes coverage for various risks, such as falling objects, the weight of snow, ice or sleet, and accidental discharge or overflow of water or steam, among other things.

Broad coverage means that it not only covers the dwelling against more perils compared to basic coverage but also includes certain named perils which are not available in the DP 1. Understanding the scope of coverage is essential in selecting the appropriate policy based on the specific needs and risks associated with the property being insured. Thus, when seeking more comprehensive protection for a dwelling, the DP 2 form is the ideal choice.