Which of the following injuries is NOT covered by PIP?

Prepare for the Washington Property and Casualty Test. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Personal Injury Protection (PIP) is designed to cover medical expenses, lost wages, and other damages that arise from injuries sustained in a car accident, regardless of who is at fault. PIP typically applies to injuries resulting from car accidents, which is why option B is covered.

In the context of PIP, injuries that occur as a result of slip and fall accidents, such as option C, are not included because they are not directly related to an automobile accident.

Option D involves injuries that occur while commuting or driving to work, which falls under the purview of vehicle-related incidents, hence those injuries are covered by PIP as they occur in the context of vehicle use.

The correct option, which states that injuries caused by intention are not covered, aligns with the principle that PIP is meant for unintentional injuries arising from automobile use. Intentionally inflicted injuries do not qualify for PIP benefits as they involve an element of negligence or wrongdoing, thereby disqualifying them from PIP coverage.

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