Which of the following is included in a Declaration?

The Declaration page of an insurance policy serves to summarize key information about the insurance contract between the insurer and the insured. It typically includes crucial details such as the name of the insurer and the insured, which confirms who is providing the coverage and who is covered under the policy. This is foundational information that establishes the relationship between both parties involved in the contract.

The Declaration page may also highlight other important elements, such as the policy number, the effective dates of coverage, the types of coverage included, and sometimes the amount of coverage limits. However, the specific mention of the names of both the insurer and the insured is critical, as it identifies the persons or entities that are bound by the agreement.

In contrast, details regarding the premium payment plan or future coverage amounts do not typically appear on the Declaration page itself. Additionally, the legal history of the insured party would not be relevant information in the Declaration section, as this focuses on the particulars of the coverage rather than individual legal backgrounds. Thus, the names of the insurance parties stand out as essential components of the Declaration, making this choice the correct answer.